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The lowest rates and the best benefits exclusively for
United Transportation Union members!

Make the most of your United Transportation Union membership. Carry one of the credit cards that were designed exclusively for you and issued by National City Bank. With unbelievably low interest rates and great benefits, the UTU Visa cards have it all!

Choose either the UTU Everyday Rewards Visa Platinum Card or the UTU Visa Platinum Card from the options below.

Click on the program you would like to know more about.


The UTU Everyday Rewards Visa Platinum features:

Get up to 4% cash back** on almost all of your qualifying net everyday purchases

No annual fee

0% APR* on transferred balances for the first 6 billing cycles from account opening. Once the introductory period ends, you'll enjoy a variable APR. See the Visa Disclosures link for current rates and full details. The introductory 0% APR does not apply to Purchases or Cash Advances. Payments will be applied to pay off low APR balances before paying off higher APR balances, which means if you make Purchases, they may accrue finance charges.

Online account access

Much more

Click here for more information or to apply for your credit card online.

UTU Everyday Rewards
Visa Platinum

* UTU Everyday Rewards Visa Disclosures
** UTU Everyday Rewards Terms & Conditions


The UTU Visa Platinum features:

No annual fee

3.9% APR* on purchases and transferred balances for the first 6 billing cycles from account opening. Once the introductory period ends, you'll enjoy a variable APR. See the Visa Disclosures link for current rates and full details. The introductory 3.9% APR does not apply to Cash Advances. Payments will be applied to pay off low APR balances before paying off higher APR balances, which means if you make Purchases, they may accrue finance charges.

Online account access

Much more

Click here for more information or to apply for your credit card online.

UTU Visa Platinum

* UTU Visa Platinum Disclosures


It's your choice...The UTU Everyday Rewards Visa Platinum Card OR the UTU Visa Platinum Card.

Attention Canadian members: Transactions and payments on the UTU Visa cards are in U.S. dollars. Canadian members need to consider carefully before applying.


* This promotional 3.9% APR purchase and balance transfer offer for the UTU Visa Platinum and 0% APR balance transfer offer for the UTU Everyday Rewards Visa Platinum are subject to increase if any payments are received after the due date, you make a payment that is not honored by your financial institution or you close your account. National City has the right to change your terms, rates and fees for any reason in accordance with the credit card agreement and applicable law. See the Visa Disclosures link for important rate, fee and other cost information.

** See the Reward Program Terms and Conditions link for restrictions and limitations. National City reserves the right to change or limit the terms of the Reward Program.