The UTU has renewed its contract (effective Jan. 1, 2012) with Anthem Life Insurance Co. to provide a national group voluntary short-term disability plan for all rail members. Coverage will continue to be automatic unless members choose to waive coverage or “opt-out.”
The Anthem rail disability insurance plan provides a basic “safety net” of coverage for UTU members, and was designed to work in combination with Railroad Retirement sickness benefits.
The Anthem plan pays up to $346 per week for up to 26 weeks a year, and provides 24-hour coverage, seven days a week, for accidents and sickness. The 24/7 means on- and off-duty coverage for accidents and sickness.
The cost is $34.50 per month and is collected through payroll deduction.
The UTU has switched short-term disability insurance carriers for bus members, effective March 1, 2012, to the Anthem Life Insurance Company. The Lincoln plan remains in effect until March 1, 2012. Plan coverage with Anthem remains the same as under the Lincoln plan and the premium will decrease to $26 per month.
Coverage is for off-duty accidents and illness and is automatic unless the bus member opts out.
The Anthem disability plan provides a basic “safety net” of coverage for UTU bus members, and is designed to work in combination with state-mandated disability programs. The plan pays up to $200 per week for up to 52 weeks a year.