November 26, 2014

Early rail retiree insurance cap rises in 2013

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UTU members and their dependents insured under the Railroad Employees National Early Retirement Major Medical Benefit (ERMA) Plan (GA-46000) will have their lifetime maximum amount of coverage increased, effective Jan. 1. ERMA is a comprehensive benefits plan for employees who retire at or after age 60 with 30 years of service. The plan covers qualified [...]

Save money by using in-network providers

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The national railroad plans (“plan”) allow you to see any doctor in your plan administrator’s network, including specialists, without a referral. This means that you have the freedom to choose a physician or specialist without first seeing a primary care physician. There are two levels of coverage under the plan. Your level of coverage is [...]

Railroad H&W plans’ open enrollment now available

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Eligible railroad employees and/or dependents can now complete their annual re-enrollment online at the Railroad Information Depot website. The website also contains information about the Flexible Spending Account (FSA) now available for employees of participating railroads. Employees covered under the NRC/UTU Health and Welfare Plan and the Railroad Employees National Health and Welfare Plan have [...]

Medicare and ambulance services

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Ambulances transport critically ill or injured passengers to hospitals every day. They also take patients with non-emergency conditions to hospitals, critical access hospitals, skilled nursing facilities, nursing homes and other medical facilities to treat serious health conditions.  Some of these transports are scheduled in advance, and some are not. Both emergency and non-emergency ambulance services [...]

Medco, Express Scripts now combined

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Medco and Express Scripts are now one company managing the prescription benefit for those whose health care plans include Express Scripts or Medco. You should continue to refill your prescriptions as you normally would by using your current prescription drug ID card, member ID number, mail-order refill forms, www.medco.com, and the toll-free member services telephone [...]

Affordable Care Act eliminates many copays

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UTU members with questions on how the Affordable Care Act will affect them and their families should visit the websites of their health care insurance carriers. For UTU members covered under the national railroad medical, prescription drug, dental, vision, and life insurance benefits plans, links to your health insurance providers’ websites can be found at [...]

One-stop web address for rail health care info

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Railroad employees and/or their eligible dependents covered under the national railroad medical, prescription drug, dental, vision, and life insurance benefits plans may now find information about those benefits on a single web page. The Railroad Information Depot webpage address is www.rrinfodepot.com  Note that this web site pertains only to the nationally negotiated railroad health and welfare plans. If you [...]

Healthier lifestyle, longer life a mouse click away

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Small can be big – especially when “small” is small lifestyle changes, such as weight loss, more exercise, a reduction in alcohol consumption, and kicking a tobacco habit. Such lifestyle changes, say health care experts, may lead to “big” health improvements and a happier you. Americans spend more on health care than in any other industrialized [...]

Medco now Express Scripts; no changes foreseen

Many UTU members obtain their prescription drugs through Medco, which has been acquired by Express Scripts following Federal Trade Commission approval of the corporate combination. Notwithstanding the acquisition by Express Scripts of Medco, UTU members receiving mail order prescriptions through Medco will continue ordering and receiving their medications as they have in the past, without [...]

Childhood obesity cause for concern

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The incidence of childhood obesity has more than tripled over the past 30 years, according to data developed by UnitedHealthcare. Since 1980, the incidence of childhood obesity in children between 6 and 11 years old has jumped from 7 percent to 20 percent; and among children 12-19 years old, the incidence of obesity has ballooned [...]